Connecticut Deposit Rates

Deposit Rates

Rates as of 5/5/2026

PERSONAL CHECKING ACCOUNTS

ACCOUNT	INTEREST RATE	ANNUAL PERCENTAGE YIELD (APY)	MINIMUM DAILY BALANCE TO EARN APY*	OPEN NOW
PRIME ACCESS CHECKINGMinimum opening deposit: $50.00	0.05%	0.05%	$2,500.00	Open Now (PRIME ACCESS CHECKING) Learn More
PREFERRED ACCESS CHECKINGMinimum opening deposit: $50.00	0.02%	0.02%	$1,500.00	Open Now (PREFERRED ACCESS CHECKING) Learn More
ACCESS CHECKINGMinimum opening deposit: $50.00	0.02%	0.02%	$50.00	Open Now (ACCESS CHECKING) Learn More
SIMPLE CHECKINGMinimum opening deposit: $50.00	n/a	n/a	n/a	Open Now (SIMPLE CHECKING) Learn More

Account

Relationship

Interest Rate

Annual Percentage Yield (APY)

Minimum Daily Balance to earn APY*

Open Now

HEALTH SAVINGS ACCOUNTMinimum opening deposit: $0.00

Prime Access Checking¹

None

0.50%¹

0.75%¹

0.05%

0.10%

0.20%

0.50%¹

0.75%¹

0.05%

0.10%

0.20%

$5,000

$50,000

$1,000

$5,000

$15,000

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(HSA)

View Disclosures

Rates are subject to change after the account is opened and are determined at the Bank’s discretion. Fees may reduce earnings.

*Annual Percentage Yield. Daily Balance is the amount of principal in the account each day. Closing fee and other charges may apply.

1. The interest rate on this account is based on your related Prime Access checking account. If you close your related Prime Access checking account you will receive the Health Savings Account rate, which is variable. Please visit a branch, call us at (203) 453-2721 or refer to /personal/bank/deposit-rates/ for rates and tiers currently in effect.

Ascend Bank, Member FDIC

PERSONAL SAVINGS ACCOUNTS

ACCOUNT

RELATIONSHIP

INTEREST RATE

ANNUAL PERCENTAGE YIELD (APY)

MINIMUM DAILY BALANCE TO EARN APY*

OPEN NOW

SMART SAVINGS¹ Minimum opening deposit: $50.00

Prime Access Checking

Preferred Access Checking

Access Checking

0.10%

0.05%

0.02%

0.10%

0.05%

0.02%

$50.00

Open Now
(SMART SAVINGS) Learn More

ACCOUNT	INTEREST RATE	ANNUAL PERCENTAGE YIELD (APY)	MINIMUM DAILY BALANCE TO EARN APY*	OPEN NOW
E-SAVINGSMinimum opening deposit: $50.00	0.02%	0.02%	$50.00	Open Now (E-SAVINGS) Learn More
IRA STATEMENT SAVINGSMinimum opening deposit: $50.00	0.02%	0.02%	$50.00	Learn More
SCHOOL SAVINGSMinimum opening deposit: $5.00	0.02%	0.02%	$0.01	Contact Us (SCHOOL SAVINGS) Learn More

View Disclosures

Rates are subject to change after the account is opened and are determined at the Bank’s discretion. Fees may reduce earnings.

*Annual Percentage Yield. Daily Balance is the amount of principal in the account each day. Closing fee and other charges may apply.

1. The interest rate on this account is based on your related Access, Preferred Access, or Prime Access checking account. If you close your related Access, Preferred Access, or Prime Access checking account you will receive the E-Savings rate, which is variable. Please visit a branch, call us at (203) 453-2721 or refer to /personal/bank/deposit-rates/ for rates and tiers currently in effect.

Ascend Bank, Member FDIC

PERSONAL MONEY MARKET ACCOUNTS

ACCOUNT

RELATIONSHIP

INTEREST RATE

ANNUAL PERCENTAGE YIELD (APY)

MINIMUM DAILY BALANCE TO EARN APY*

OPEN NOW

SMART MONEY MARKET^{1, 2}Minimum opening deposit: $2,500.00

Prime Access Checking

1.00% 0.80% 0.60%

$250,000.00 $50,000.00 $0.01

Open Now
(SMART MM) Learn More

SMART MONEY MARKET^{1, 2}Minimum opening deposit: $2,500.00

Preferred Access Checking

0.70% 0.50% 0.30%

$250,000.00 $50,000.00 $0.01

Open Now
(SMART MM) Learn More

SMART MONEY MARKET^{1, 2}Minimum opening deposit: $2,500.00

Access Checking

0.50% 0.30% 0.10%

$250,000.00 $50,000.00 $0.01

Open Now
(SMART MM) Learn More

ACCOUNT

INTEREST RATE

ANNUAL PERCENTAGE YIELD (APY)

MINIMUM DAILY BALANCE TO EARN APY*

OPEN NOW

MUTUAL INTEREST MONEY MARKETMinimum opening deposit: $2,500.00

0.02%

$50.00

$2,500.00

$10,000.00

$25,000.00

$50,000.00

Open Now
(MUTUAL INTEREST MM) Learn More

View Disclosures

Rates are subject to change after the account is opened and are determined at the Bank’s discretion. Fees may reduce earnings.

*Annual Percentage Yield. Daily Balance is the amount of principal in the account each day. Closing fee and other charges may apply.

1. Minimum opening deposit: $2,500.00. A monthly service fee will be imposed every month that the average balance falls below $2,500.00.
2. The interest rate on this account is based on your related Access, Preferred Access, or Prime Access checking account. If you close your related Access, Preferred Access, or Prime Access checking account you will receive the Mutual Interest Money Market rate, which is variable. Please visit a branch, call us at (203) 453-2721 or refer to /personal/bank/deposit-rates/ for rates and tiers currently in effect.

Ascend Bank, Member FDIC

CD ACCOUNTS

ACCOUNT

INTEREST RATE/APY WITH PRIME ACCESS CHECKING ACCOUNT¹

INTEREST RATE/APY WITH PREFERRED ACCESS OR ACCESS CHECKING ACCOUNT¹

INTEREST RATE/ ANNUAL PERCENTAGE YIELD (APY)

MINIMUM DAILY BALANCE TO EARN APY*

OPEN NOW

24 MONTH SMART CD^{1, 3}
Open with Prime, Preferred, or Access Checking

2.72% / 2.75%

Preferred: 2.23% / 2.25%
Access: 2.23% / 2.25%

n/a

$5,000.00

Explore CDs
(24 MONTH SMART)

24 MONTH SMART IRA CD^{1, 3}

2.72% / 2.75%

2.23% / 2.25%

n/a

$5,000.00

Learn More
(SMART IRA-24 MONTH)

17 MONTH SMART CD+^{1, 3}
Open with Prime, Preferred, or Access Checking

3.01% / 3.05%

Preferred: 2.52% / 2.55%
Access: 2.52% / 2.55%

n/a

$5,000.00

Explore CDs
(17 MONTH SMART)

17 MONTH SMART IRA CD+^{1, 3}

3.01% / 3.05%

2.52% / 2.55%

n/a

$5,000.00

Learn More
(SMART IRA-17 MONTH)

12 MONTH SMART CD^{1, 3}
Open with Prime, Preferred, or Access Checking

3.11% / 3.15%

Preferred: 2.62% / 2.65%
Access: 2.62% / 2.65%

n/a

$5,000.00

Explore CDs
(12 MONTH SMART)

12 MONTH SMART IRA CD^{1, 3}

3.11% / 3.15%

2.62% / 2.65%

n/a

$5,000.00

Learn More
(SMART IRA-12 MONTH)

9 MONTH SMART CD^{1, 3}
Open with Prime, Preferred, or Access Checking

3.20% / 3.25%

Preferred: 2.72% / 2.75%
Access: 2.72% / 2.75%

n/a

$5,000.00

Explore CDs
(9 MONTH SMART)

9 MONTH SMART IRA CD^{1, 3}

3.20% / 3.25%

2.72% / 2.75%

n/a

$5,000.00

Learn More
(SMART IRA-9 MONTH)

5 MONTH SMART CD^1,3
Open with Prime, Preferred, or Access Checking

3.59% / 3.65%

Preferred: 3.11% / 3.15%
Access: 3.11% / 3.15%

n/a

$5,000.00

Explore CDs
(5 MONTH SMART)

18 MONTH CD²

.35% / .35%

.15% / .15%

.05% / .05%

$1,000.00

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9 MONTH CD² OR IRA CD²

.20% / .20%

.05% / .05%

$1,000.00

Learn More

6 MONTH CD²

.10% / .10%

.05% / .05%

$1,000.00

Learn More

3 MONTH CD²

.10% / .10%

.05% / .05%

$1,000.00

Learn More

5 YEAR CD² OR IRA CD²

1.00% / 1.00%

.30% / .30%

.20% / .20%

$1,000.00

Learn More

4 YEAR CD² OR IRA CD²

.85% / .85%

.25% / .25%

.15% / .15%

$1,000.00

Learn More

3 YEAR CD² OR IRA CD²

.75% / .75%

.20% / .20%

.10% / .10%

$1,000.00

Learn More

2 YEAR CD² OR IRA CD²

.50% / .50%

.15% / .15%

.05% / .05%

$1,000.00

Learn More

1 YEAR CD² OR IRA CD²

.25% / .25%

.10% / .10%

.05% / .05%

$1,000.00

Learn More

View Disclosures

Fees may reduce earnings. A penalty for early withdrawal may apply.
*Annual Percentage Yield Daily Balance is the amount of principal in the account each day. Closing fee and other charges may apply.
1. Checking relationship required. The interest rate on this account is based on your related Access, Preferred Access, or Prime Access checking account. Please visit a branch, call us at (203) 453-2721 or refer to /personal/bank/deposit-rates/ for rates and tiers currently in effect
2. The minimum amount to open the account is $1,000.00.
3. The minimum amount to open the account is $5,000.00.
4. New and existing customers eligible, but funding may not come from a current Ascend Bank account.

Ascend Bank, Member FDIC