Latest Business Deposit Rates
At Ascend Bank, your business will earn competitive interest rates on your accounts. Business Select account holders can take advantage of preferred rates, allowing them to earn more.
Business Deposit Rates - Schedule of Interest
Rates are subject to change after the account is opened.
Rates as of 5/5/2026
- Checking
- Savings
- Money Market
- CDs
- Print rates
| Account | interest rate | ANNUAL PERCENTAGE YIELD (APY) | AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY | LEARN MORE |
|---|---|---|---|---|
| BUSINESS SELECT PLUS CHECKINGMinimum opening deposit: $50.00 | 0.01% | 0.01% | Analyzed1 |
OPEN NOW (BUS SELECT PLUS CHECKING) |
| BUSINESS SELECT CHECKINGMinimum opening deposit: $50.00 | 0.02% | 0.02% | $25,000 |
OPEN NOW (BUS SELECT CHECKING) |
| BUSINESS CHECKINGMinimum opening deposit: $50.00 | n/a | n/a | n/a |
OPEN NOW (BUS CHECKING) |
Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.
1. Interest will be paid on excess average collected monthly balances once earnings credits have been applied.
Ascend Bank, Member FDIC
| Account | interest rate | ANNUAL PERCENTAGE YIELD (APY) | AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY | LEARN MORE | |||
|---|---|---|---|---|---|---|---|
| BUSINESS PREFERRED SAVINGS1Minimum opening deposit: $50.00 |
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OPEN NOW (BUS PREFERRED SAVINGS) |
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| BUSINESS E-SAVINGSMinimum opening deposit: $50.00 |
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OPEN NOW (BUS E-SAVINGS) |
Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.
1. This account is only available with a Business Select Plus or Business Select Checking account.
Ascend Bank, Member FDIC
| Account | interest rate | ANNUAL PERCENTAGE YIELD (APY) | AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 | LEARN MORE | |||||||||||||
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| BUSINESS PREFERRED MONEY MARKET 1,2Minimum opening deposit: $1,000.00 |
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| BUSINESS MONEY MARKET 2Minimum opening deposit: $1,000.00 |
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Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.
1. This account is only available with a Business Select Plus or Business Select Checking account.
2. You may not make more than six (6) pre-authorized check, telephone or internet transfers from your account each statement period. If you exceed the number of transfers allowed, an Excessive Transaction Fee will be assessed.
Ascend Bank, Member FDIC
| ACCOUNT | INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) | AVERAGE COLLECTED MONTHLY BALANCE TO EARN APY2 | LEARN MORE | ||||
|---|---|---|---|---|---|---|---|---|
| 6 MONTH BUSINESS CD SPECIAL1Minimum opening deposit: $5,000.00 |
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| 3 MONTH BUSINESS CD SPECIAL1Minimum opening deposit: $5,000.00 |
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| 3 MONTH BUSINESS CDMinimum opening deposit: $1,000.00 |
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| 6 MONTH BUSINESS CDMinimum opening deposit: $1,000.00 |
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| 1 YEAR BUSINESS CDMinimum opening deposit: $1,000.00 |
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| 2 YEAR BUSINESS CDMinimum opening deposit: $1,000.00 |
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| 3 YEAR BUSINESS CDMinimum opening deposit: $1,000.00 |
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Fees may reduce earnings. Rates are determined at the Bank’s discretion and may be subject to change after account is opened.
1. This account is available with any Business Checking account.
2. Average collected monthly balance is the average balance of collected funds, less any uncleared or uncollected deposits.
The Ascend Bank, Member FDIC
Need Help Choosing an Account?
Meet with one of our Business Bankers to discover your best option.
